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MoneyManager.com Privacy Policy and Terms of Use 
By using our Products and Services, you agree, without limitation or qualification, to be bound by this Privacy Policy or any other privacy or data collection Privacy Policy related to services offered directly by MoneyManager.com. Please note that MoneyManager.com contains links to other sites and may allow those sites to be co-branded with the MoneyManager name. Web sites that are linked to MoneyManager.com may have privacy policies that differ from that of the MoneyManager.com. This privacy policy only covers services offered by MoneyManager.com.

This privacy statement does not cover the privacy policies of third party advertisers and or affiliates that advertise or list their products and services on MoneyManager.com. MoneyManager.com allows other companies that are presenting advertisements on some of our web pages to transmit, set and access their cookies on your computer. Therefore, the following policies are those of MoneyManager.com only.

When you visit MoneyManager.com and/or use any of the MoneyManager.com offered services, MoneyManager (MoneyManager.com) collects certain statistical data. At this point MoneyManager cannot identify you personally, but rather only collect statistical information on the usage, and pattern of usage of its services. This information is automatically received by MoneyManager.com from your browser and is kept on our server logs. This information includes your I.P. address, our cookies, time and date of your visit, web pages as well as search queries requested by you. MoneyManager.com uses this information to improve its services to its users, which includes you. MoneyManager.com, further uses this information to custom tailor its content and advertising and to analyze our traffic in aggregate. Recent browser releases allow you to reconfigure and set your browser in such a manner that will greatly limit the amount data MoneyManager.com as well as other websites are able to collect. You can choose whether to accept cookies by changing the settings of your browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, your experience at our site and other Web sites may be extremely limited and some features may not work properly. Please refer to the help section of your browser to learn how you can configure your browser so not to allow cookies to be placed on your computer.

Cookies and single-pixel gifs
Only the information that you provide, or the choices you make while visiting a Web site, can be stored in a cookie, (in addition to time, day of your visit and your I.P. address). Our site cannot determine your e-mail address unless you choose to type it in. MoneyManager.com does not have access to the rest of your computer. MoneyManager.com, its advertisers and or affiliates, may use single-pixel gif images, also called web beacons, to count Web page accesses and gather some general statistical information. Again, MoneyManager.com does not gather personal information through the use of these images. MoneyManager.com or our advertisers may use single-pixel gifs that can track personal information from cookies that may have been previously placed on a user's computer if the user has chosen to previously provide MoneyManager.com and/or its advertiser with such personal information.

In addition to collecting anonymous statistical data, MoneyManager.com also collects Personally Identifiable Information if you have chosen to provide MoneyManager.com with such information. This information data tells us specifically who you are, i.e.; Your Name, E-Mail Address, Postal Address, etc. This Personally Identifiable Information is only collected, if YOU have chosen to provide it to MoneyManager.com. This information is collected at the time you have chosen to sign-up for certain MoneyManager.com products or services, such as e-mail, weather and financial personalized settings, browser updates, participation in a sweepstake or special offer. MoneyManager.com uses this information to better understand your personal needs and in addition may use this information to send you product and service offers in the future. We may also use this information to provide to companies who work for or on behalf of MoneyManager.com to provide special offers on product and services.

The sites displayed as search results or linked to by MoneyManager.com and/or its affiliates are developed by third parties over whom MoneyManager.com has no control. Third party affiliates or service providers, whom in some instances use complete automation, index most of the search results that appear on MoneyManager.com results pages. MoneyManager.com does not screen or censor any of this information, nor does MoneyManager.com screen or censor any of the listings. The Internet is a worldwide system of computer networks in which any person can post information on their individual computer, which if connected to the Internet can be accessed by others, or, if they have permission, on the computers or computer networks of others. Today, the most popular portion of the Internet is the World Wide Web. This portion of the Internet is readily accessed with the use of a web browser. It is the goal of MoneyManager.com to return to you the most relevant information and links to the web sites your search query has called for. However, we cannot guarantee that your search will not locate unintended or objectionable content. Further, certain materials accessible on the Internet are NOT appropriate for minors. MoneyManager.com is concerned about your child's safety and does not accept banner advertisements containing adult content, however, has no control over your children's search queries, and the subsequent results of those queries. To limit and / or prevent your children's access to such materials, MoneyManager.com suggests that you install commercially available hardware and/or software that have the ability to filter out such content. Such hardware / software products may be set to filter out content on weapons, sexual adult content, hate and racist content as well as violent content. They may also be set to disable chat sites, e-mail and message board forums. MoneyManager.com and / or its affiliated companies assume no responsibility for your decision to utilize any "hyperlinks" to sites found on MoneyManager.com results pages, or for the accuracy or usefulness of any materials contained in such sites.

THE SERVICES ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND. MONEYMANAGER.COM DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

MoneyManager.com may amend this Agreement at any time, and at it sole discretion, by posting the amended terms on its Web site. All amended terms are automatically effective 7 days after they are initially posted. This Agreement may not be otherwise amended except in a written document signed by you and MoneyManager.com

CHILDREN'S PRIVACY
Protecting the privacy of children is an extremely important issue. For that reason we do not structure any part of our subscriber or affiliate services to attract anyone under the age of 13. If parents believe their child (any age under 18) has accessed our system without their permission, they can contact our customer service department by e-mail at info@MoneyManager.com Visit http://www.ftc.gov/kidzprivacy for information from the Federal Trade Commission about protecting children's privacy online.
Money Manager 101
Informative articles on a number of topics, MoneyManager.com is designed to help you do research on your own at your convenience. This will allow you to identify the perfect financial advisor that fits your needs. Take your time, browse our library, and then let our system deliver your information to a list of advisors that want to manage your money. Simply follow the process above to start the process, which is always a free service to you.

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