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Can You Still File For Bankruptcy Online?

George Sterling | Monday, January 14th, 2013

Online transactions should be done with utmost cautiousness as it is important for everyone to learn what they are getting into before they make any transaction on the internet. The same applies to filing for bankruptcy. If you have decided to file for bankruptcy online, you should conduct a few checks and do your homework regarding which online bankruptcy service is the best. To learn more about the companies, you should check with consumer protection agencies including the BBB or other review sites.

Filing for online bankruptcy is possible as there are many services that such companies offer. There is an assortment of online bankruptcy services available. For instance, there are some companies that will permit you to download the bankruptcy forms on your computer by paying a small fee. You can take a print out of these forms and later file them in a bankruptcy courthouse. Such online services don’t require any assistance and most of the work has to be done by the user. Another way to file for bankruptcy online is to visit the state bankruptcy court site and download the forms without paying any fee. However, it is important to bear in mind that you will not be provided with any assistance when you fill the forms online and therefore, you should only do it if you are confident about your case and feel that you can proceed without any sort of assistance.


The types of online bankruptcy services I just discussed were basic online services. However, there are some advanced services that users can avail as well. Some of the improved bankruptcy service providers offer software that stores all the information the user has provided to them on the stored PC forms and fills them out in actual bankruptcy petition forms itself. This minimizes the risk of incorrect form filling and will provide debtors with a solid state of mind. By using an online bankruptcy service, users can save a lot of time and money. However, it goes by without saying that important considerations should be made before you make your final choice of selection.

Additionally, there are also other online bankruptcy services that extend their offerings in terms of providing debtors with an attorney, whose services they can avail by paying a small fee. The attorney is responsible for reviewing the filled out bankruptcy forms by the debtor to ensure everything has been filled out correctly.

Filing bankruptcy online is preferred by many users because it is easy, convenient and also quite inexpensive. Previously, the only choice users had when it came to filing for bankruptcy was to hire an attorney which was extremely costly. However, due to advancements in internet, filing for bankruptcy has become very simple but the fact that one should be very careful and do all necessary research before selecting a service cannot be emphasized upon enough.

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