Blog > Archive by category 'Personal Finance'
Personal Finance
September 25th, 2009
(Marcel Dupre) - There are many opportunities that this financial crisis has opened for us. Here are a few things you can do or we can do for you at this time:
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Tags: bond funds, capital gains tax, capital gains tax rates, client accounts, conversion, cost basis, exxon, financial crisis, fund managers, lamar, mutual funds, new president, portfolios, proceeds, raymond james, retail accounts, roth ira, smart move, stock funds, stocks
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| Posted in News and Opinion, Personal Finance, Strategies |
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June 11th, 2009
(Eric Hutchinson) - There are a wide range of options with which to build a financial plan that is right for you. Starting to plan today can help put you on the road to a lifetime of financial security.
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Tags: better chance, college education, eric hutchinson, financial goal, financial goals, financial planning, financial security, financial vehicles, investment goals, journey, lifetime, logic, myth, own business, paycheck, s college, setbacks, sound financial plan, timetable
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| Posted in Personal Finance |
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May 15th, 2009
(Anthony Williams) - Wherever you are in your financial life cycle, starting a career, getting married, buying a home, raising a family, funding a child’s education or planning for a comfortable retirement, to be successful, you need to develop and maintain a disciplined approach to saving. Once a regular savings routine has been established, the next step is to decide how to invest the money you are saving. This decision will depend on many factors, including the intended use for the money, the time frame for when you’ll need the money and your comfort level with investment risk.
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Tags: asset allocations, bond values, buying a home, finan, hypothetical portfolio, interest rate rise, interest rate risk, investment advice, investment risk, life cycle, liquidity, portfolio risk, price fluctuations, rate of return, risk level, risk profiles, risk tolerance, s education, stock investing, term investment
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| Posted in Personal Finance, Strategies |
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May 7th, 2009
(Steven Zeller) - Life, and the joy of life, is stored in our memories, hopefully, until our last day on earth.
The memories, great experiences and lessons of our past, we are so fond of and, within
us, carry deep meaning and relevance. Many times, it would be to our wishes that we
shared these things with our loved ones well into the future. The wonderful times we
shared with our family members and our friends, the things we learned and the things and
values that we so dearly hold, we would like to pass onto future generations.
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Tags: cherished thoughts, emotional challenge, ethical wills, exercise, experiences, family member, family members, future generations, great memories, health, heart, joy of life, last day on earth, material things, money, mortality, proud traditions, relevance, tradition, wonderful memories
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| Posted in Personal Finance, Strategies |
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September 15th, 2008
(Money Manager) - Wealth management – what exactly does that phrase mean? How does it differ from financial planning and investing? While it may sound like just another buzzword, wealth management actually is an approach used by financial advisors to manage the wealth of their top tier clients who have more money than the average investor. There is no hard and fast rule as to the amount of financial assets a person must have to be included in the wealth management category, but when a person accumulates over $1 million in assets, he and his financial advisor should consider shifting their focus from typical financial planning to the idea of wealth management.
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Tags: asset management, buzzword, checking services, financial advisors, financial assets, financial goals, financial planning, glass steagall act, insurance companies, insurance company, insurance services, investment firm, investment firms, investment management, legal resources, management category, private banking, stocks and bonds, wealth management
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| Posted in Money Manager 101, Personal Finance, Strategies |
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September 15th, 2008
(Money Manager) - The word "bankruptcy" has a bad connotation, and for good reason. However, is it a bad thing for everyone? The answer varies depending on your situation but it is worth taking the time to read this and other articles, and possibly to discuss with an attorney.
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Tags: assets, bad shape, bankruptcy chapter 7, chapter 7 bankruptcy, connotation, creditor, debts, exempt property, good reason, hobbies, honest debtor, large portion, living expenses, luxuries, luxury cars, necessities, six years, taking the time, types of bankruptcy, vacations
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| Posted in Money Manager 101, Personal Finance |
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September 15th, 2008
(Money Manager) - Preparing a savings plan is much like planning a trip. You are at point “A” and you want to get to point “B”. Maybe you'll wish to visit points “C” and “D” also.
Before you set out, you select a route or routes that will get you there either most quickly, usually sacrificing comfort for speed, or the best way for your style of travel. A savings plan is very similar. You can devise a plan that will get you there the most quickly and usually with the greatest sacrifice, or you can prepare a savings plan that will eventually get to the same point but allow you to give up less.
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Tags: annum, credit card, earnings, financial burden, financial situation, interest rate, interest rates, long periods of time, planning a trip, sacrifice, savings account, setting goals, substantial amounts, tactic, token
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| Posted in Money Manager 101, Personal Finance |
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September 15th, 2008
(Money Manager) - Life insurance is something a parent will tell you is a must. Try paying a doctor visit, not to mention an emergency-room visit, without health insurance. The law requires auto insurance, which is a good thing given the number of accidents per year. Insurance is a staple, but how much we pay for it is another question.
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Tags: accidental damage, auto coverage, auto insurance, car purchase, card balances, coverage policy, credit card insurance, dependents, doctor visit, emergency room, full auto, full coverage, health insurance, insurance insurance, life insurance, loopholes, money making opportunity, rental car insurance, selling insurance, staple
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| Posted in Personal Finance, Strategies |
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September 15th, 2008
(Money Manager) - Identity Theft takes place when someone steals any of your personal information and uses it to perform a financial transaction or conduct an activity. It is the fastest growing crime in the country, with the estimated annual cost to businesses and individual victims exceeding 50 billion.
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Tags: cbs news, credit applications, credit repositories, cross cut paper shredder, e mail, federal trade commission, financial transaction, ftc, identity theft cases, medical insurance, medical procedures, medical records, paying taxes, prescription programs, straight cut, thieves, trash cans, vehicle registration, victim of identity theft, wallet
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| Posted in Money Manager 101, Personal Finance |
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