Posts Tagged ‘roth ira’
January 12th, 2010
(Tad Majerek) - Like most people, you’ve probably spent years building your retirement savings in an IRA by saving in a disciplined manner and investing to help it grow. If you’d like your children and grandchildren to benefit from your retirement savings, consider the benefits of a “stretch-out” IRA.
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Tags: 1 million, 45 years, beneficiaries, beneficiary designation, decades, grandchildren, heirs, income tax, ira assets, ira beneficiary, life expectancy, lifetime, minimum distribution requirements, required minimum distributions, retirement savings, roth ira, tax deferral, three ways, traditional ira, withdrawals
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| Posted in News and Opinion |
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January 4th, 2010
(Hampton Scurlock) - Many may not understand what a Roth IRA is, and what some of the benefits of a Roth IRA are. But there are three advantages that a Roth IRA can offer if your estate value is under the Applicable Exclusion Amount ($1.5 million in 2005, and $2 million in years 2006 & 2007) and if one of your planning goals is to leave as much money as possible to your heirs.
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December 14th, 2009
(Caren Sgarlato) - Many may not understand what a Roth IRA is, and what some of the benefits of a Roth IRA are. But there are three advantages that a Roth IRA can offer if your estate value is under the Applicable Exclusion Amount ($1.5 million in 2005, and $2 million in years 2006 & 2007) and if one of your planning goals is to leave as much money as possible to your heirs.
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September 25th, 2009
(Marcel Dupre) - There are many opportunities that this financial crisis has opened for us. Here are a few things you can do or we can do for you at this time:
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Tags: bond funds, capital gains tax, capital gains tax rates, client accounts, conversion, cost basis, exxon, financial crisis, fund managers, lamar, mutual funds, new president, portfolios, proceeds, raymond james, retail accounts, roth ira, smart move, stock funds, stocks
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| Posted in News and Opinion, Personal Finance, Strategies |
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September 25th, 2009
(Marcel Dupre) - If you are trying to take advantage of the down markets and you want to put away some money for your future, check out the Roth accounts. A Roth account can come in different forms as a Roth IRA, a Roth 401(k), and a Roth 403(b). Using a Roth is a no-brainer if you think tax rates will be higher in the future and your income will be the same or more later because in general, if you wait until retirement to take money out of a Roth, you won’t owe any taxes on your withdrawals.
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Tags: 401 k contributions, 403 b, brainer, contribution limits, government job, much money, regular ira, retirement plan clients, retirement savings, roth 401 k, roth ira, tax accounts, tax rates, withdrawals
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| Posted in Retirement |
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June 25th, 2009
(Joe Lyons) - Roth retirement plans are one of the best wealth creation tools available. They are also one of the most underutilized. Simply stated, Roth's are accounts that are funded with after-tax money, which can grow tax-free as long as the account exists. The contribution limits are the same as for pre-tax accounts.
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Tags: 403b, contribution limits, creation tools, current federal deficit, filers, heirs, hurdle, income investments, lifetime contributions, marginal tax rate, minimum distributions, roth 401k, roth conversion, roth ira, roth retirement plans, savings tool, tax accounts, tax money, term equity, wealth creation
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| Posted in News and Opinion, Retirement |
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September 15th, 2008
(Money Manager) - Roth IRA's have become a tremendously popular investment option for retirement, but what exactly is a Roth IRA? This article will tackle some common questions about the basics of Roth IRA's and clear up some of the confusion you may have.
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Tags: attractiveness, capital gains, certificates of deposit, confusion, distributions, dividends, federal income tax, income tax treatment, individual retirement account, individual retirement accounts, investment option, ira ira, mutual funds, roth ira, senator william roth, tax rates, taxpayer relief act, taxpayer relief act of 1997, type of ira, withdrawals
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| Posted in Money Manager 101, Retirement |
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September 15th, 2008
(Money Manager) - Payments that you receive from your IRA or qualified retirement plan before you reach age 59½ are normally called ‘early’ or ‘premature’ distributions. These funds are subject to an additional 10 percent tax and must be reported to the IRS.
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