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Privacy Policy

Last Updated 08/27/2010

MoneyManager.com, LLC Privacy Policy

MoneyManager.com, LLC (MoneyManager.com.) respects the privacy of investors that choose to use our site and has developed this Privacy Policy to demonstrate its commitment to disclosing use of private information collected on MoneyManager.com.

We strongly encourage all users to read this Privacy Policy when using MoneyManager.com. By using MoneyManager.com, you are accepting the practices in this Privacy Policy.

INFORMATION WE COLLECT

We collect personal information that can identify you such as your name, email address, phone number, and location. This information is necessary to process your request for more information in order to contact you. We also collect other information that does not identify you personally such as general brackets that fit your financial standing. Disclosing personal information through our website means that the information can be stored and transmitted to our third party servers and service providers.

We also collect information automatically from your browser when you visit MoneyManager.com. This information includes but is not limited to, your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from MoneyManager.com and the referring website address.

MoneyManager.com, LLC and its third party partners may set cookies, for example, to keep track of your preferences and profile information. Cookies are also used to collect general usage and volume statistical information that does not include personal information.

We use another company to place cookies on your computer to collect non-personally identifiable information to compile aggregated statistics for us about visitors to our site.

We also use third party tracking technologies (i.e. Google Analytics) on this site. This information does not identify you personally and is used in aggregate for site performance purposes.

Third-parties, including authorized service providers, advertising companies, and ad networks, to display advertisements on or otherwise service MoneyManager.com. These companies may use similar tracking as described above, such as cookies, to measure user interaction with advertisements.

Email-A-Friend: If you choose to use our referral service to tell a friend about our site, we will ask you for your friendís name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. MoneyManager.co, LLC stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

If you are a Money Manager and would like to create a directory listing, we may collect additional contact Information such as name, email address, mailing address, phone number; information about your business such as company name, company size, business type; as well as credit card information depending upon the service you select.

If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, amend, delete/remove or deactivate it by making the change on our member information page or by emailing our Customer Support at or by contacting us by telephone or postal mail at the contact information listed below.

info@moneymanager.com

Our Web site offers a publicly accessible blog. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.

Our Web site includes Widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g. displaying the news, opinions, music, etc). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it.

You can log in to our site using sign-in services such as Facebook Connect or an Open ID provider. These services will authenticate your identity and provide you the option to share certain personal information with us such as your name and email address to pre-populate our sign up form. Services like Facebook Connect give you the option to post information about your activities on this Web site to your profile page to share with others within your network.

We post customer testimonials on our web site which may contain personally identifiable information. We do obtain the customer's consent via email prior to posting the testimonial to post their name along with their testimonial.

USE OF INFORMATION COLLECTED

We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell your personal information to third parties. The matching process performed on MoneyManager.com and partner sites would not be possible without sharing personal information with companies or individuals that perform the services you requested. MoneyManager.com will only share information with:

1. Individual Financial Advisors: Your information may be sent to individual advisors that have a direct relationship with MoneyManager.com or to third party service providers that may have relationships with individual advisors.
2. Authorized Service Providers: Your information may be sent to our authorized service providers that perform certain services on our behalf in connection with your request to be matched with a financial advisor.
3. MoneyManager.com Staff: Your information will be shared indirectly with employees and contractors that work to facilitate your request. Employees are required to sign non-disclosure agreements prior to interacting with personal information.

We also may disclose your information:

4. In response to a subpoena, court order, or a request for cooperation from law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law.
5. In connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of MoneyManager.com, the users of the site, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.
6. In the event of a business transition, such as a merger, acquisition by another company, sale of all or a portion of assets, divestiture, or bankruptcy. Your personally identifiable information will likely be among the assets transferred and you will be notified via email no less than 30 days of any such change in ownership or control of your personal information.

Any third parties to whom we may disclose personal information may have their own privacy policies which describe how they use and disclose personal information. Those policies will govern use, handling and disclosure of your personal information once we have shared it with those third parties as described in this Privacy Policy. If you want to learn more about their privacy practices, we encourage you to visit the websites of those third parties, some of which are listed here:

http://www.respond.com/general/privacy.jsp?&bd=11&src=11&ss=y

There are a number of places on our websites where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement or a search result on our websites, you may be taken to a website that we do not control.

YOUR CHOICES

You can choose not to provide us with certain information, but that may limit our ability to service your request. Should you wish to give information over the phone versus the internet, please call 1-800-396-8551 and a representative will take your information.

MoneyManager.com automatically sends periodic newsletters to all users who use its service. You may unsubscribe from our newsletter at any time via an unsubscribe link in each newsletter or emailing info@moneymanager.com from the email address receiving the newsletter with the subject .remove. included. Your email address will not be leased, sold or given to any third party outside of this Privacy Policy.

Privacy Protection

MoneyManager.com takes appropriate steps to keep your personal information from unauthorized access. Only authorized employees and authorized third-party service providers are permitted to access personal information, and they may do so only for permitted business functions. In addition, your personal information is stored in an encrypted database, and we use firewalls to help prevent unauthorized persons from gaining access to your personal information.

MoneyManager.com assures its users that it will take every step to handle personal information in a responsible manner. However, no system can be completely secure. The security of your personal information is important to us. When signing up for our services related to your listing as a Money Manager, and select a plan where you may be required to enter sensitive information (such as credit card number), we encrypt that information using secure socket layer technology (SSL). Although we take steps to secure your information, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their personal information. Please refer to the Federal Trade Commission's website at http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself against identity theft.

OTHER INFORMATION ABOUT OUR PRIVACY PRACTICES

Minor Privacy

MoneyManager.com is intended for those 18 years of age or older who have assets to invest and can legally make decisions for those assets. We do not knowingly collect personal information from minors.

Users from outside the United States

MoneyManager.com currently services those living in the United States. If you are visiting our website from outside the United States, please be aware that we will not be able to offer you service currently. Please be assured that we seek to take reasonable steps to ensure that your privacy is protected. However, data protection and other laws in your country may be different. Please understand that we operate under laws in the United States.

No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our websites.

Changes to this Privacy Policy

If we decide to change our privacy practices, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we change how we use your personally identifiable information, we will notify you here, by email, or by means of a notice on our home page.

How to contact us

If you have any questions about this Privacy Policy or our information-handling practices, please contact us by e-mail at info@moneymanager.com or postal mail as follows:

MoneyManager.com, LLC
5201 Kingston Pike, Suite 6325
Knoxville, TN 37919

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